Western State Bank

Call Us: 877-846-9345
Email Us: OnlineAccounts@westernbanks.com
Higher rates. Personalized customer service.
2.50% APY
High Yield Money Market
• No minimum balance
• No Monthly Fees
• Earn 20x National Average (fdic.gov)
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Get started in 5 minutes.

You will need:
• You must be at least 18 years old and a U.S. Citizen
• Your social security number
• Name, address, date of birth
• Government-issued photo ID

Why choose Western?

• Earn up to 20x the national average*
• No monthly fees
• Easy fund transfers with other financial institutions
• North Dakota-based phone and email customer service
• No promotional rate periods
• 24/7 online access to your money
Frequently Asked Questions

Recent Awards & Recognition

5-Star Bauer Rated Bank
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Best Regional Bank in America
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About us

Founded in 1902, Western State Bank is an employee-owned, regional bank with over $1 billion in assets. Western offers personal banking, business banking, mortgages, investment services, as well as nationwide equipment financing services. Headquartered in Devils Lake, N.D., multiple bank locations in North Dakota and Arizona serve our customers.

Our values

Built on the values of respecting everyone, listening to our customers, doing more than expected and improving the lives of others, we're a values-based bank.

Whether you're working to achieve financial independence, raising a family, or enjoying retirement, we can help you reach financial success at every stage of your life.

Have questions? Talk to a personal banker.

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Annual Percentage Yield. Rate effective 10/3/18. Personal accounts only. $10,000 minimum deposit to open required, maximum $5,000,000. Early withdrawal penalty may apply. Member FDIC. FDIC.
Annual Percentage Yield. Rate effective 2/12/19 and may change after account is opened. $0-24,999.99: 2.50%, $25,000-249,999.99: 2.50%, $250,000-999,999.99: 2.50%, $1,000,000-1,999,999.99: 2.50%, $2,000,000-2,999,999.99: 2.50%, $3,000,000 and up: 2.50%. If the balance exceeds the maximum cap of $3,000,000.00 plus accrued and credited interest, the customer will be contacted to reduce the balance in the account. Personal accounts only. Fees may affect earnings. Member FDIC.