Higher rates.
Personalized customer service.


High Yield Money Market

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*Annual Percentage Yield effective 7/1/23 and may change after account is opened. A minimum deposit of $5,000 is required to open an account.

  • $0-24,999.99: 5.15% APY
  • $25,000-249,999.99: 5.15% APY
  • $250,000-999,999.99: 5.15% APY
  • $1,000,000-1,999,999.99: 5.15% APY
  • $2,000,000-2,999,999.99: 5.15% APY
  • $3,000,000 and up: 5.15% APY

If the balance exceeds the maximum cap of $10,000,000.00 plus accrued and credited interest, the customer will be contacted to reduce the balance in the account. Personal accounts only. Fees may affect earnings. Member FDIC.

Savings made simple.

  • Earn more than 12x the national average**
  • No minimum balance fees
  • Multiple fund transfer options
  • Five Star Superior Rating by Bauer Financial (76 consecutive quarters)
  • North Dakota-based phone and email customer service
  • No promotional rate periods
  • 24/7 online access to your money
**Based on FDIC.gov weekly national savings rate as of 6/20/23

Our recent awards and recognition

5 Stars 2019

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Best Regional Bank 2019

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Get started in 5 minutes.

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You'll need the following:

  • Social security number
  • Name, address, date of birth
  • Government-issued photo ID
  • Recent phone or utility bill

You must be at least 18 years old and a U.S. Citizen.